Legacy Secure

An independent insurance agency working for you
  • Calculating Mortgage Protection

    How Mortgage Protection Insurance can save your home and your family

    Mortgage Protection insurance, not to be confused with PMI (Private Mortgage Insurance) which protects the lender, is designed to protect for most people their largest investment, the family home. This is done in one of two ways, either paying off the mortgage balance entirely or by providing the funds to pay mortgage premiums for a limited time.

  • Life Insurance

    Life Insurance Basics

    The Basics

    Why do I need Life Insurance?

    Life insurance is an essential part of financial planning. One reason most people buy life insurance is to replace income that would be lost with the death of a wage earner.

  • Permanent life Insurance

    Permanent Life Insurance

    Permanent life insurance provides lifelong protection and is known by a variety of names. These policies are designed and priced for you to keep over a long period of time. If you don't intend to keep the policy for the long term, it could be the wrong type of insurance for you.

  • Term Life Insurance

    Term Life Insurance

    Term life insurance provides protection for a specific period of time. It pays a benefit only if you die during the term. Level term products are the most popular plans purchased today. The level term can be from 5 years to 30 years.

  • Family In Their Home

    Understanding Mortgage Protection

    One of the questions we get asked every time we talk with people about Mortgage Protection is what it is? Is this part of my mortgage? Don’t I pay for this already with PMI?

    First, PMI or Private Mortgage Insurance, protects the lender from losing money if you, for any reason can no longer pay your mortgage premium and end up in foreclosure. PMI he does not protect you in any way it only protects the lender.